Bergeron Insurance Agcy LLC

A Massachusetts Independent Insurance Agency since 1927

DISCOUNTS - CREDITS and COVERAGES
POLICY TYPE
HOMEPAGE

 

DISCOUNTS  ---  CREDITS

 

 

   

 

 

Advanced Driver Training

   

Inexperienced driver completes a certified training course

 5%
 
         

Agency loyalty discount

   

Discount is earned for time/years you retain your policy

 5-15%
         

Anti-lock brake disc (ABS)

   

Is given if your vehicle is equipped with anti-lock brakes

 Symbol
         

Anti-Theft car disc

   

Equipped qualifying anti-theft devices ex. Car alarm

 20-36%
         

Driver Training discount

   

Vehicle operator is inexperienced & takes an approved driver’s training course.

 Class

   

 

Etching window glass

   

See your local auto glass installer or anti-theft program

 
5%
         

Good Student discount

   

H.S./College fulltime student, inexperienced, min. B ave

 10-15%
         
 Good Pay discount      based on you pay history or full payment  Varies
         

Hybrid vehicle disc.

   

Is included in the auto rating symbol

 
         

Low Annual Mileage disc.

   

Based on annual mileage

 Varies
         

Motor Club discount.

   

Paid members of approved motor club.
 

 up to    5%

 

   

 

 
         

Multi  car discount

   

2+ Cars on 1 policy or separate policies with 1 company

 5-15%
       
 
New car Repair/Replacement       If you purchase your car new, less than $50,000, and you have a loss within the first 2 yrs or 15,000 miles, whichever comes first, you may be eligible for replacement cost.   Call for details
         

Passive restraint discount

   

Cars with qualifying restraints  ex. airbags

 25%
         

Senior citizen discount

   

Drivers over 65 years old

 Varies
         

Student away at school disc

   

Full time student child of policyholder. Ask us!!  

 5-15%
         

Safe Driver discount/credit

   

Drivers without violations or losses

 20-25%

 

   

 

 

COVERAGES

 

   

 

 

Accident forgiveness coverage

   

Save hundreds of dollars in at-fault surcharges.  Ask us!!

 
         

Actual replacement cost cov

   

Replaces a new vehicle in the event of a total loss. Ask us!!

 
         

Companion multi policy cov

   

Disc  if both auto & home type policy are with same Co.

 
         

Deductible dollars coverage

   

No cost reward to customers that can be applied to their future collision/limited collision deductibles. Ask us!!

 
         

 

   

 

 

Motor Club Endorsement cov

   

Benefits and enhancements for auto club members.

 
         

Multi policy (Companion) cov

   

Disc. if both auto & home type policy are with same Co.

 
         

OEM manufacturer parts cov

   

Replace of certain OEM parts in a covered loss. Ask us!!

 
 

       

Mass auto policy


   

Click for info

 

Massachusetts enhanced coverages

   

Click for info

 
 



* Discounts apply to specific types of coverage. Ask us about details and applicable insurance policy cost.



 
In addition, included at no extra charge:
  • New Car Repair/Replacement - If you purchase your vehicle new and you have a loss within the first year of purchase, you will have replacement cost rather than actual cash value (other than fire, theft or vandalism).
  • Good Pay/Loyalty - On renewal, if you made prompt payments a discount up to 5% will be given.

Note: All descriptions of coverages/discounts/credits are subject to the actual provisions of the insurance policy and the Laws of the State of Massachusetts.  An insurance carrier may have different coverages and discounts when compared to another carrier. All information on this website is subject to change without notice and is informational only. Call us for current auto policy details.
Eligibilty for financing is subject to the Insurance and Finance companies guidelines, criteria and the Commonwealth of Massachusetts .